Three Paycheck Month!

October is the other three paycheck month of the year! Below is my breakdown of what I am going to do with my extra $1,000.

$375 Emergency Fund
$375 Roth IRA
$50 Gift Fund (trying to boost it up in time for Christmas!)
$50 Travel Fund
$150 Self (new clothes/shoes, books, other splurges!)

What are you doing with your extra paycheck for October?

Getting Closer to the CFA Exam

I have 2 months to go until my CFA Level I exam. I am on track to complete my first review of all the material by end of October, especially if I really get myself into gear on the weekends. Then I'll use November and the few days prior to December 5th for review review review until I can't see straight.

I didn't do October goals because I only really have one goal: STUDYING. It is basically going to be my life for the next 2 months, but I'm okay with that. My savings are all automatic, I always spend less than I earn, my E-fund is at a great place... so I feel fantastic in terms of my finances!

Don't worry, I won't be disappearing completely and I'll still blog when I need a studying break because I do love it! :) I'll just be focusing on my exam - but you can always follow me on Twitter.

Happy October!

Officially Autumn (or, it's October!)

And another month goes by! I had $250 leftover from my September budget. I am putting $100 into my E-fund, $100 into my Roth IRA and $50 into my Gift Fund, since the holiday season is getting closer! Here's my re-cap of my September goals:

1. CFA studying. Pass! I feel like I am doing okay... there is just SO MUCH material! :(
2. Finish my book. Fail. But I'm really close!!
3. Try some new recipes. Pass! As usual, some worked and some didn't. Haha.
4. Renew passport. Pass! I actually received it back today, hooray! Cruise, here I come!!
5. Finish knitting my first scarf! Fail. Studying has been my priority, so my other hobbies get pushed aside :(
6. Spend no more than $400 on vacation. Pass! Well, technically, because even though I did spend over $500, it was mostly from the surprise money my parents gave me! :) I have no idea if I would've spent that much of my own money...maybe.