I'm breaking up with you. You were my first credit card ever. I signed up for you when I landed my first job the month after college graduation. Since I had no credit history, you gave me a $500 limit. I was excited because I knew how to handle you! After only three months, you increased my limit to $750. I had read so many personal finance articles on the topic and every 6 months thereafter I called about credit limit increases.
Which you denied me. Every single time. Even though I've always paid my balance in full and on time every month. I called and called, but you didn't listen.
Almost three years later, this is getting a little ridiculous! So, I took matters into my own hands. I had been receiving offers from other credit cards but had always just put them in the shredder. One day I decided not to shred the offer...and I went online to apply for a shiny, new credit card.
Now I'm the proud owner of a Chase Freedom Card. With rewards! And a $100 bonus if I spend $500 in the first few months! And over 5x the credit limit! Yay! (Of course, I'm sure I'll never go anywhere near that limit in a single month...but it's good to know it's there.)
CapitalOne, you are now being banished to the depths of my wallet. I'll keep you active since, after all, you were my first credit card and I can never get rid of you completely. You're part of my history! So, you'll be swiped once every few months to keep you on the end of my string. But I really could care less about you.