Thursday, June 4, 2009

Sidebar Updates

I've updated my sidebars. I am easily within reach of the $8,000 in my E-fund! And hopefully soon I'll be using more of the money in my Travel Fund... Though that could be easily wiped out with a plane ticket or two!

Tuesday, June 2, 2009

Net Worth for May

I updated my net worth for May. It increased by 12%, thanks to my retirement accounts and my extra paycheck in May!

One Year Blogiversary!

Today is officially my one-year blogiversary! It really surprises me that it's been a whole year since I graduated, landed a job, and started down the path of personal finance. I have created my own net worth and learned a lot along the way!

One year ago, my goals were simple: donate to charity, open an ING savings account and open a Roth IRA. I have done all three (I contribute $25 monthly to a rotation of 3 different charities, including my alma mater) and even maxed out my Roth IRA for 2008! I absolutely love my ING savings account... especially the sub-accounts.

One of the biggest events, both personally and financially, was my promotion. It has been exciting and enjoyable - and it occurred so quickly that it truly surprised me! However, it also makes me respect the company I work for in seeing my potential, and that I hope I can be here a long time. I did my taxes for the very first time (using TaxACT) and I also started dating K in March!

I have felt welcome in the pf (and general blog) community and continue to read all of yours daily as inspiration. Here's to another great year of blogging and personal finance! :)

Monday, June 1, 2009

(Almost) Halfway Through the Year!

It's officially June and almost halfway through 2009. Wow! I feel like so much has happened, yet not enough - and that it's going by WAY too quickly! How did I do with my May goals and what will I try to accomplish in June?

May Goals
1. Begin studying for CFA Level I. Pass! I started May 3rd and have been putting in a few hours a week. The exam is in December, so I feel comfortable just easing into the studying. Just need to keep it up!
2. Add $20 prescription and $30 Blackberry Data Plan into budget. Pass! Was able to fit these in without much adjustment, since I had some wiggle room in my budget anyway.
3. Take my car in. Really... Pass! Well, it went in for a tire rotation and 14-point oil change/checkup at the local EZ Lube ($40 with coupon, would have cost $60+ without!) - they made some recommendations, but I discussed with the men in my life who said those are unnecessary at the moment. Hooray!
4. Go out more often with friends! But keeping "Entertainment" spending at $75 max. Pass! I went out with my roommates once, out with my best friend and her bf once, went to a grad/pool party and spent less than $50 on all of it! (Also thanks to some free movie tickets I had.)
5. Use Crock Pot for new, quick and easy meals. Pass! I made this, this and this. I would highly recommend the first two! :)
6. Look into taking ballroom dance lessons with K who keeps mentioning it! Fail. The subject has come up, but we keep procrastinating on actually doing it. And we didn't even make it to yoga!

June Goals
1. Get first ever credit report!
2. Try more recipes.
3. Plan a trip for later this year - either home, to NYC or perhaps something else entirely!
4. Sign up for summer golf lessons, with a budget of ~$200.
5. Celebrate: One-year of being at my company and one-year of blogging!
6. Review/Adjust annual goals.

Thursday, May 28, 2009

Quick Update

Just a quick update. I didn't get around to doing my usual weekend spending recap, but I definitely spent at least $150 over Memorial Day weekend! $60 of that was towards my car for an oil change, tire rotation and a new air filter (paid for out of my Car Fund!), $25 on some new earrings and just a lot of little things here and there: $9 at the bar, $15 on groceries, $50 on a wedding gift for my friend, etc.

I had a good weekend: the No Doubt concert was FANTASTIC (so much energy! and they played my 3 favorite songs!), went on a long hike with K and went out with some friends on Sunday night. This week I've been running around doing a bunch of things and yesterday I dealt with the HOA about my towing incident. Bottom line with that, they are going to "review" it and let me know if I'll get reimbursed...which makes me think it'll be HIGHLY unlikely. So, thank goodness for my 3rd paycheck of May tomorrow!

I've been putting of studying for the industry exam I am taking in December so I'm dedicating tonight (after the gym/dinner) and tomorrow to catching up some. I've been trying to study for at least 1 hour per night, 4x per week - taking Tuesday, Friday and Saturday off.

Happy almost Friday!

Friday, May 22, 2009

Care Package + Long Weekend!

My Mom surprised me with a care package this week! She sends me one every few months and I am always surprised at what I get. This time I got an adorable summer purse (with a bazillion pockets, which I love!), a new mascara and two items she knitted for me: another sweater, this time in teal, and some fingerless gloves for my freezing office. This is why I love my Mom! :)

I have a 3.5 day weekend (my office gives us half days on any day prior to a holiday) and I have a lot planned: shopping with some girlfriends, No Doubt concert tonight, a movie or two with K since I have some free passes, going out a night or two, and a lot of errands.

I'll post my errand list to see how much I actually get done:

  • Take pants to tailor
  • Take car to the shop for oil change/tire rotation
  • Organize dresser & take old items to Goodwill (including shoes)
  • Hair appointment (really just a bang trim)
  • Buy wedding present for my friend (gift card plus something small attached)
  • Pick up necklace I bought at Nordstrom
  • Check out Target for new earrings
Happy Memorial Day! Have fun!

Monday, May 18, 2009

Three Paycheck Month!

May is one of two 3-paycheck months of the year! Here is how I am budgeting the extra $1,000 coming in:

Towing Fees* = $263
E-Fund = $300
Roth IRA = $300
Myself = $137

*I am hoping to get this reimbursed by the HOA/security company as it was an unlawful tow. In the event that it does get reimbursed, it will go towards savings in some form.

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